Religious Institutions
As a member of a religious organization, the physical, financial, and emotional losses incurred in a disaster can be devastating. You do not need to worry about navigating the insurance claims process on top of caring for the members of your community.
As your licensed public adjusters, we evaluate, document, and negotiate not only the physical damage to your property, but also the income lost from business interruption and the extra expenses that are incurred.
Our team understands the complexities of the insurance claim process and leverages our expertise to optimize your settlement.
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1
Your institution just suffered serious damage and you are wondering what you need to do to expedite financial and operational recovery.
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2
You call your insurance company and wait for an adjuster to arrive, assuming you’ll receive what your insurance policy states you’re covered for. Afterall, that’s why you’ve been paying your insurance premiums all along, right?
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3
As a client of your insurance company, your claim is now a liability on its financial statements.
We Can Help
Knowing everything you possibly can about the "fine print" of your institution's insurance policy before you have substantive dialogue with your carrier is critical. Understanding what is covered and how to claim it is where our experience starts to be of value.
Choosing what to say to the insurance company's adjuster and how to say it makes a dramatic difference in how much and how quickly a claim is settled. Globe Midwest/Adjusters International's public adjusters are experts in insurance claim negotiation.
The more you know, the better the results, so turn to the firm who has been in the field since 1924 and has the repertoire of satisfied clients to prove it.
Factors To Consider
Be sure to understand each of the following factors before engaging with the insurance company. Knowledge is the key to a successful claim outcome.
- What is my broker's/agent’s role?
- Does the adjuster work for us or the insurance company?
- Does the insurance company pay for the necessary professionals to accurately evaluate my claim?
- How quickly can we start rebuilding?
- Is there coinsurance in our policy? What does it mean?
- How does the damage affect volunteers?
- How does the damage affect donations?
- What are our options when it comes to continuing services to the congregation or communities?
- How are items of religious and/or historical significance covered under our insurance policy?
- Are we able to quantify long-term effects of less effective community outreach?
- Can we compensate employees or volunteers who help with cleaning or restoration?
- Is the insurance company using an independent building or equipment consultant to prepare a bid? Who are these consultants and do they only work for insurance companies?
- How does our policy address increased costs due to new codes? If our insurance coverage is limited, what can we do about it?
- Will the insurance company pay for a construction manager?
- How are temporary facilities handled?
- How can the way we present our story affect our recovery?
- Do we know our insurance policy provisions?
You and the team of experts at Globe Midwest/Adjusters International quickly identified the problem areas, produced the necessary documentation, filed the claim and negotiated the settlement for an amount I thought couldn’t be achieved. We could not have done this without your professional assistance and the competent expertise of your company.
Who We've Helped
Globe Midwest/Adjusters International has helped clients secure the settlements they need to meet their financial and operational recovery goals since 1924.
Don't just take our word for it. Read statements written by members of your community.
Globe Midwest/Adjusters International employs expert public adjusters who specialize in insurance claim evaluation, documentation, and negotiation. Read how we have helped clients who were once in similar situations to yours.