5 Reasons Why You Should Hire a Public Adjuster After a Loss

Significant damages to your home can lead to filing a claim for compensation with your insurance company. Unfortunately, the insurance company is going to minimize the amount they’re willing to pay and you could end up covering repairs out of pocket because of this. To avoid this, you’ll want to hire a public adjuster to help you file and handle your claim.

They Work for You

Your insurance company, while they may be willing to pay on your claim, works for their own company and to protect their profits. The insurance adjuster they’ll send to check out your property is not on your side and is trying to minimize the potential cost of damages to your property so the insurance company can pay out less. When you hire a public adjuster, you’re hiring someone who will work for you and look out for your interests, not the interests of the insurance company.

Maximize the Settlement

Your public adjuster is going to work to maximize the amount of money you’ll receive for your claim. They know what your damages are worth and what can be included in your claim to help you maximize the amount you’ll receive and minimize or eliminate out-of-pocket expenses. This could make a huge difference in how much money you’ll receive from the insurance company.

Remove Emotions from Claim

You’re likely stressed and worried because of the damage to your property. All of this can lead to mistakes while filing the claim or towards settling for a smaller amount just to get everything over and done with. When you hire a public adjuster, they don’t have the emotional attachment to your home and can work hard to help you get more for your claim.

Experience and Education

You likely don’t have much experience dealing with an insurance claim, you may not know the local laws for insurance claims very well, and you likely don’t have any training that will help you handle the claim to maximize your settlement. However, a public adjuster does and they’ll use their experience and education to help you get a larger settlement.

Payment is Made from the Claim

It’s possible for you to get help without paying money up front for the help. Many public adjusters work on a contingency basis, which means they don’t get paid until you get a settlement. Since they’ll receive a percentage of your settlement, they’re going to work hard to obtain the largest settlement for you. The more money you receive, the more they’re paid for the work.

Even though your insurance company is going to pay the claim, you’re going to want to make sure you maximize the amount you get so you minimize the amount you’ll need to pay on your own. A public adjuster is a critical component in your quest for the maximum settlement as they have the ability to help you get more to cover the damages to your property. Hire a public adjuster today to get the help you need.