Helpful Resources for Flood Victims in Northeast Louisiana and Information on Filing Flood Insurance Claims
With Louisiana’s governor reporting that more than 40,000 homes have been affected by this week’s storms, our heartfelt sympathy goes out to the many home and business owners who were caught off-guard this week when deadly floods ravaged properties across the state. Here is some valuable information for policyholders who, in addition to the overcoming the emotional impact of this devastating natural disaster, will soon be faced with the challenge of repairing and rebuilding their damaged properties:
- FEMA Louisiana Severe Storms and Flooding (DR-4277) Declarations
- FEMA Assistance for Louisiana Flood Victims
- Protecting your home during severe weather from FEMA
- Live flood updates from The Weather Channel
- Instructions for using flood insurance and finding an agent from the NFIP
- Water and flooding safety instructions from the FDA
- Requesting assistance and/or shelter, finding loved ones and donation instructions from the American Red Cross
- CDC emergency preparedness and response information
- Louisiana Division of Emergency Management severe weather awareness information and instructions
Despite the fact that, according to the Insurance Information Institute’s website, approximately $10.18 million was paid out to Louisiana residents in 2015 by the National Flood Insurance Program, these policies will not cover all costs related to repairing flood-related property damage. According to Carl Gross, Vice President and Chief Administrative Officer at Globe Midwest Adjusters International, the NFIP flood claim filing process can be extremely complicated, requiring an extensive level of detail regarding the scope of loss.
Gross notes that regardless of coverage or where you are going for reimbursement, it is important that you thoroughly document your loss through photographs and detailed inventories.
We are hopeful that these floodwaters will clear up soon. However, having worked many similar floods in the past, we know that they can knock down entire neighborhoods and tear apart the fabric of the affected communities. Many residents will be overwhelmed by their substantial property loss and faced with rebuilding their homes and businesses from the ground up. Our public insurance adjusters can support you throughout the entire claim process to maximize your financial recovery and help you to get your home and business up and running.
– Carl Gross, Vice President and CAO, Globe Midwest Adjusters International