
Professional Profile
Rick Wells, is a seasoned insurance professional with over 15 years of comprehensive experience in claims adjustment and commercial underwriting. He has developed specialized expertise in managing complex property and casualty claims, including large loss and high-value cases.
Rick excels in conducting detailed claims investigations, evaluating coverage and liability, and negotiating equitable settlements. His collaborative approach has supported successful litigation outcomes and fostered positive policyholder relations.
In his role as a Large Loss Contents Claim Adjuster, Rick has successfully handled highly complex personal property losses involving substantial damages. He is proficient in the use of Xactimate to prepare comprehensive contents estimates and has worked closely with homeowners, vendors, and contractors to coordinate property restoration and resolve disputes efficiently. His expertise in managing large-scale losses and his meticulous attention to claim detail have made him a trusted resource in the field.
Earlier in his career, Rick served as a commercial underwriter, overseeing a $10 million book of business and assessing complex risk profiles to ensure sound underwriting decisions. He leverages his proficiency with industry-standard tools such as Xactimate, Guidewire, and learning management systems to drive operational excellence.
Rick holds an MBA, along with the Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, underscoring his commitment to ongoing professional development and expertise in the insurance industry. He is recognized for his analytical rigor, technical skill, and dedication to delivering high-quality service and outcomes.